Raul P Camaligan

National Director of Recruiting/Senior MLO NMLS#317770 at InstaMortgage Inc. NMLS 1035734

18303 GRIDLEY ROAD 2nd Floor Cerritos, CA 90703

Raul Camaligan is a New Jersey native, who transplanted to Southern California in October of 1993, immediately after graduating from Rutgers University (with a Bachelor of Science in Business Management), where he was a student athlete; playing Division 1 varsity baseball as a two-time Captain at Fairleigh Dickinson University (FDU) & Rutgers University (RU.) He entered the mortgage business in February of 1997 and has helped hundreds of families fund their purchase, refinance, renovation, construction, home equity, investment, down payment assistance and commercial loans. He still passionately closes loans as the only direct lender in America, with wholesale rates (on average increasing purchasing power by $50k to 100k vs other retailers), making InstaMortgage the Amazon Prime of Mortgages. We have 100% Financing Loans down to 580 Fico Scores; OUR FHA and VA loans allow FICO scores down to 500 Scores; Our Hard Money Loans allow FICO scores down to 350; We have Commercial Financing with our 100% Financing on SBA or Small Business Administration Loans; we lend with ITIN Numbers; we have self employed 1099, bankstatements, and profit and loss statement programs; we have renovation and construction loans for VETERANS' VA, FHA, USDA, and Conventional Financing; our home equity lines of credit allows for self employment using bankstatements if they don't have tax returns; our NO Ratio loans allow for no income/no employment Financing for those who have hard to document income and employment. You can contact Raul at www.RaulCamaligan.com , 323-228-2663, and Raul@InstaMortgage.com