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J. Scott Rutter

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𝐁𝐈𝐎 
Scott has lived in North Carolina since 08," before planting roots here, he also lived in Ohio, Florida, Toronto, Minnesota, and Arizona. Scott is married to his beautiful wife Kelly, has three kids, Logan Justin and his princess Riley and let's not forget his 4-legged Maltipoo Oliver. Scott is well-known in his community because of his volunteerism and passion for helping others.

𝐌𝐲 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 -
J. Scott is very adept and has over 15 years of experience in the financial services industry through various sectors. Scott is passionate about helping individuals, families, and investors reach their homeownership and real estate goals. Scott proudly serves his clients and referral sources throughout the great state of North Carolina.

Scott provides a diverse range of home loan products for every kind of customer, focusing on repeat buyers and those looking to upgrade their living space. With every customer, his approach is to deliver precise and proactive communications—providing transparency throughout the loan process. This approach has helped him build a long career built on a foundation of trust, expertise, and best-in-class customer service.

Scott is a dedicated, trustworthy Mortgage Loan Originator who will put his experience and dedication to work for you. Contact him today to learn how he can help you reach your home financing dreams.

I appreciate 🙏 the opportunity in advance to help serve your real estate needs.

𝐌𝐲 𝐈𝐝𝐞𝐚𝐥 𝐂𝐥𝐢𝐞𝐧𝐭 -
My ideal customer is someone that is seeking assistance with mortgage advice. Sure, I advise my clients on how to qualify, but my passion is providing consultative advice as a mortgage isn't one-size-fits-all, and while it can seem straightforward, I cover the whole gambit. I have years of experience in the financial services industry and specialize in originating new construction loans, loans for first-time homebuyers, USDA, VA loans, and mortgages to consolidate debt, advising self-employed borrowers on structuring their tax returns.

I enjoy assisting with the "Dream Of Home Ownership."

𝗟𝗼𝗮𝗻𝘀 𝗜 𝗢𝗳𝗳𝗲𝗿 -
↗️ Conventional ↗️ Down Payment Assistance ↗️ FHA 
↗️ First-Time Home Buyers ↗️ USDA ↗️ VA Loans ↗️ ARMS
↗️ Manufactured Homes ↗️ Asset-Based ↗️ Bank Statement 
↗️ Self-Employed Borrowers ↗️ Construction to Perm                              
 ↗️ Renovation ↗️ HELOC ↗️ Bridge Loans 
💲 ↗️ Commercial Lending ↗️ Hard Money Loans 💲

📍 𝐒𝐞𝐫𝐯𝐢𝐧𝐠 𝐍𝐨𝐫𝐭𝐡 𝐂𝐚𝐫𝐨𝐥𝐢𝐧𝐚
📲 919.633.0772
📧 jscott@jscottmortgage.com
🔒NMLS #1821994
ℹ️ www.nmlsconsumeraccess.org

Chief Loan Officer

Scott Rutter